Repossession 10 years ago... be a first time buyer again?



New Member
Hello Forum,

I bought my first house in 2008 and it was repossessed in 2011. There was a shortfall when it was resold, which I paid. I have never found any history whatsoever of this mortgage/repossession on any of my credit files. (Experian, Equifax or Transunion).

1. Will this repossession be recorded somewhere which would impact me applying for another mortgage?

2. Will it be possible to apply for a first time buyer mortgage?

Thank you in advance for any advice.