Mortgage and debt



New Member
Me and my partner will be trying for a mortgage in a year - ish. We will have a huge deposit, around 35-40% of the budget we’re going for. Our credit scores are good, and everything is perfect. I am worrying though because he had two debts that totalled to about a thousand pound over 6 years ago before we got together. It’s off his credit record now but I’m worried this is going to affect us. If so how will it affect us? Thank you in advance.


New Member
You can get a mortgage while already carrying debt. It's completely up to you, how you manage your budget. You have to balance this situation.