Buying Home Insurance In Dubai

Do you have Home Insurance

  • Yes

    Votes: 1 100.0%
  • No

    Votes: 0 0.0%
  • Not Bothered

    Votes: 0 0.0%

  • Total voters


New Member
Dubai has built a reputation for safety, there are very few crimes on the street, but sometimes, you can’t avoid unfortunate incidents. There was the fire at the Address Downtown last year, for example, or a tower fire in Dubai Marina two years ago. In the event of an emergency like that, I wonder if it is better to be insured. But how do you go about purchasing home insurance in Dubai? Is it a norm ?


New Member
The top mistake many homeowners make is assuming that a building policy will protect their belongings. Remember, building insurance only covers the physical structure and should not be confused with individual contents insurance. Apartment owners and tenants need their own policies to cover their personal belongings.
Contrary to popular belief, home insurance is affordable, starting at Dh21 a month - less than Dh1 per day. If you own a two-bedroom apartment worth Dh1.1 million with insured home contents and personal belongings amounting to Dh175,000, the estimated annual insurance premium would be around Dh1,445.85. This represents 0.1 per cent of the combined value of your home, contents and personal belongings. For renters with the same contents, the premium would amount to Dh992.25.


Personally, coming from the UK, I dont understand why property owners would even consider not having home insurance. If there is a fire you are more than likely going to lose everything.