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  1. LauraHall

    Introduction - not new to property but new to Property Forum

    Hi, I'm very mindful of the austerity measures and watching caefully! As most of my tenants are claiming Local Housing Allowance and this is set at 30% percentile of market rents in the private sector for each BRMA, I don't think it will go down. Private rents are rumoured to increase due to the...
  2. LauraHall

    Need help buy to let or buy own house 80k deposit

    Do you currently own a property with a residential mortgage? This might have an effect on your choices as BTL lenders are more willing to lend if you already have a residential mortgage. Its not impossible to get BTL finance without resi, but can be difficult. How about buying the property you...
  3. LauraHall

    Introduction - not new to property but new to Property Forum

    Hi Nicholas, Awesome! a fellow Andover dweller! (Well, I live in Basingstoke, but close :)) Under the housing benefit system (hence why I'm following UC closely) I rent to 2 or 3 indivuduals (or "claiming units") in the same property. A hybrid LHA strategy with multi occupancy. I claim £580.75...
  4. LauraHall

    Introduction - not new to property but new to Property Forum

    Thank you for the warm welcome, I hope you'll be ok if I combine your reply with Nicholas' as well ... as you've both asked the same question. Thanks!
  5. LauraHall

    Introduction - not new to property but new to Property Forum

    Hi everyone, I'm surprised I have not found this site before! Better late than never eh! I've been investing in Hampshire & Test Valley sor several years. I mostly rent to tenants in receipt of housing benefit on direct payment to landlord basis. I combine this with a multilet strategy to keep...
  6. LauraHall

    Check property prices in your area of the UK

    If you search in Zoopla in the 'sold' section by postcode. Zoopla often has the previous listings adverts and details. I look these up and the sizes are on the floorplans :) Good luck
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