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  1. Ged Ward

    Should you hold property investments in a company or in your own name?

    Hi KSH, May be that price in the UK but in Hong Kong it costs US2000 per year but you may get it a little cheaper. Hi Victoria, As im based in Hong Kong and the HK Dollar is pegged to the US Dollar people will tend to quote a lot in USD as the rate is pegged so its clear exactly what the...
  2. Ged Ward

    Hey Everybody

    Hey Everybody
  3. Ged Ward

    Should you hold property investments in a company or in your own name?

    The only problem with holding the property in a company is that the company can be expensive to maintain each year by up to USD2000. If the property is of high value and brings in good rental income then yes it is. Remember to have a company for each property as if you have many properties in...
  4. Ged Ward

    BTL mortgages - Property value UNDER £50,000

    You would need to go down the commercial mortgage route which will attract more expensive fees as its not the banks main area or standard amount of lending.
  5. Ged Ward

    Are the over 40s discriminated against by mortgage companies?

    Its all to do with the lenders criteria and their risk controls. As soon as other lenders loosen their criteria all the other lenders follow as they lose business and want to keep profits coming in.
  6. Ged Ward

    Is crowd funding a threat to the UK property market?

    Not sure how you think it could be threat if they are buying property with the funds they have raised. Its just a collective investments scheme with the profits being shared.
  7. Ged Ward

    Markets unconcerned about potential UK exit from Europe

    I think the markets take whats in order and at the moment they are looking at what is going to happen when Greece is shown the exit and are not being spoon fed funding any more Ged
  8. Ged Ward

    Is crowd funding a useful tool for property investors?

    If you search around the internet there are a few companies that already do this. You can buy GBP1000 to GBP5000 shares in various properties and take a share of the rental income yield. These companies are looking for the market to continue rising so just be careful on the flat years is my...
  9. Ged Ward

    Could mansion tax push investors out of London?

    I would say this is definitely a yes as people will only take so much taxation and then just bail out to a more tax efficient market which there are a few around the world. Once the big money starts moving the sheep then follow and push up the market for the big boys to do the same again Ged
  10. Ged Ward

    Change of name thread

    Ok thanks :)
  11. Ged Ward

    Change of name thread

    Hi Veronica, Why can i not update my profile on here. It says 5 post which i have done but im still not allowed to update. Can you fix this for me Regards Ged
  12. Ged Ward

    Advice for beginners

    And always be aware of get rich quick schemes and seminars saying pay 10,000 pounds and they will show you how to do this Ged
  13. Ged Ward

    Renewing a lease on a maisonette

    Hi Ian, Your right the solicitor should have made you aware but as you paid cash and didnt require a mortgage which generally ask that your lease be 50 or 60 years plus to get one. From a resale point of view just find out who the freeholder is and request how much it is to renew the...
  14. Ged Ward

    Is it worth looking at UK student accommodation?

    Student accommodation generally gives a higher yield and not m,uch growth and can be hard to sell on. Also they rooms may not get looked after as much so may mean a redecoration each year. Also they tend to be bought by big UK funds as the yield is so good its good for their balance profits each...
  15. Ged Ward

    Good Morning

    Im new here also and there seems to be quite a lot of information to assist you on your way Regards Ged
  16. Ged Ward

    How i can hire a real estate agent?

    Register with them as sole agent or multi agent to represent you Regards Ged
  17. Ged Ward

    Is London property really based on dirty money?

    I would think to a degree there is a certain amount of dirty money in London as in all cities but a majority is from law abiding citizens Regards Ged
  18. Ged Ward

    Change of name thread

    Thank you Veronica Regards Ged
  19. Ged Ward

    Change of name thread

    Can you change my username to Ged Ward Thanks
  20. Ged Ward

    Hey Everyone

    Hi All, I did do an introduction on another thread but got an email saying to do it here. Hope you get involved with some good conversations on here in the near future Ged :)
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