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Many people will be surprised to see that the UK housing market remained relatively resilient, outside of London, during April 2019. This comes at a time of what can only be descri...
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Since the high street banks took a step back, in light of the 2008 US mortgage crisis, private banks have taken a step forward. As we have mentioned in previous articles, there is ...
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There is a big difference between manageable debt and debt which is out of control. Over the last decade UK interest rates have been at the bottom end of historic lows. There would...
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If we put Brexit to one side for the moment, there are many expats originally from the UK looking to acquire property in their former homeland. The value of sterling has fallen sin...
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The loan to value (LTV) ratio is simply mortgage funding represented as a percentage of the value of the property it is being used to purchase. The higher the LTV the greater the m...
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Since the 2008 US mortgage crisis, which led to one of the world’s worst economic downturns, traditional high street banks have taken a step back from the mortgage market. They w...
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This evening we have news that Brexit talks between the Conservative government and the Labour Party are “progressing well” but there is still no real end in sight. Property ma...
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Billionaire investor Warren Buffett is expanding his exposure to Dubai and the emirate states. A near tripling of the current advisor count in Dubai is a clear sign that he believe...
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There is a strong demand for luxury real estate in Malta due to the islands limited space combined with its strong economy and government incentives. Due to its location between No...
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Moving to a new country can be a daunting task and often involves giving up many things. Still, the rewards are well worth the cost and those that do, find their lives changed for ...
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Since the Brexit referendum in the summer of 2016 the UK property market has certainly slowed but not gone into freefall as many had expected. The economy is still performing far b...
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There will be occasions where property investors have been overstretched in the short term and may be lacking in liquidity. This always seems to be the time when the “best invest...
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The UK government has announced plans to withdraw section 21 eviction notices, commonly referred to as “no fault” evictions, in another shakeup of the UK private rental market....
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The Notre Dame Cathedral dominates the Paris skyline and is one of the most most loved properties of the world, an iconic feature of France. Work first began on the Cathedral back ...
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Over the last couple of years we have seen a significant increase in the tax liabilities and the regulatory liabilities of private landlords. We have seen a reduction in mortgage i...
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To be fair nobody has any idea when Brexit will be concluded (will it actually go through?) and this has caused some confusion and concern within investment markets. While it is sa...
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There are many reports from recent media that state 71,000 additional care rooms will be needed in the UK in the next 8 years and a staggering 190,000 by the year 2035. This is dow...
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The mortgage loan industry is extremely competitive with loans now dependent upon affordability calculations. While this has had an impact on the buy to let market, even though ren...
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Despite signs that the UK electorate are growing tide of MPs inability to tackle Brexit, it does not look like the situation will be solved in the short to medium term. Voters afte...
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On 1 October 2018 the UK government brought in a number of changes for landlords operating Houses in Multiple Occupation (HMOs). In what was seen by many as a move to tackle “rog...