Mortgage advice made easy
We are the resident Mortgage experts here on Property Forum. If you are you looking for Buy-to- Let or residential Mortgage advice, want to know about commercial property or development finance then you are in right place. For FREE advice from experienced experts, use this page or chat to us in our dedicated Mortgages forum or visit our website.
Need advice and guidance on a more specialist mortgage?
The buy to let lending market has seen more changes than any area of the industry over the last few years. From debt service ratios, income assisted buy to lets and more in depth underwriting for larger portfolio holders seeking advice from a broker has never been more important.
Whether it be finance for a business you run yourself or you are looking to raise capital against a commercial investment property, NM Finance can help. We offer commercial loans from mainstream high street lenders to small challenger banks who can offer higher leverage and interest only lending.
Development and Refurbishment Finance
Following the tax changes for buy to let landlords, property investors are looking for ways to manufacture more profit from each asset. This can range from a light refurbishment, to extensions and basement conversations to full ground up new build developments. NM Finance has relationships with small independent lenders for first time developers all the way thought to structured finance companies looking to fund multi-million-pound development projects.
Debt Consolidation and Adverse Credit
There are a huge amount of options for clients who have experienced financial difficulty. There are several different types of adverse credit events, all of which are looked at differently. If your credit situation is complicated or unsecured debts have started to get out of control, contact us to see how we can help.
Have you ever wanted to build you dream house from the ground up or convert the old barn in your local village to an incredible family home? NM Finance has been arranging self-build mortgages since our inception in 2000 and continues to support the self-build sector.
Life Insurance and Income Protection
We insure our homes, cars, phones and personal possessions but many of us don’t insure what made it possible to obtain out lifestyle to begin with, our health and our ability to work. NM Finance provides all clients with advise and insurance free of charge.