The Demand Quadruples

[dhoskings]

Don't forget DGM, Ralph is a "consultant". If he is this aggressive on a forum imagine what he is like in person...:laugh:

Now did I say that it's IMPOSSIBLE? er Yes MJR you did an extract from one of your posts "Reality is a foreigner, without a permanent visa or RNE number, can't open a bank account in Brazil."

maybe you should read your own posts before you spout your miss-information.

Read my posts - I have never said it is easy and any foreigner can get a bank account. I was just trying to show that these people that make blanket staements yourself included are wrong and you should put the correct information.

I replied to a post and said that the person who has links to brasil, dual nationlaity shouldn't have a problem.

You have been moaning at other people on here for putting misleading information. You are justy as guilty - be a man and admit it, then we can all go on with our happy days. :boxing: :angel:

 

[RalphJ]

Now did I say that it's IMPOSSIBLE? er Yes MJR you did an extract from one of your posts "Reality is a foreigner, without a permanent visa or RNE number, can't open a bank account in Brazil."

maybe you should read your own posts before you spout your miss-information.

Read my posts - I have never said it is easy and any foreigner can get a bank account. I was just trying to show that these people that make blanket staements yourself included are wrong and you should put the correct information.

I replied to a post and said that the person who has links to brasil, dual nationlaity shouldn't have a problem.

You have been moaning at other people on here for putting misleading information. You are justy as guilty - be a man and admit it, then we can all go on with our happy days. :boxing: :angel:

And that IS the reality DGM. Once again, you obviously haven't realized that what you accomplished is the EXCEPTION. From your posts you have said that it's possible....because YOU opened an account. Well, it may be possible, but it is NOT the policy of banks in Brazil to open accounts without an RNE number.

Debzor knows this, JM knows this, Robh knows this, and anyone else that has actually tried opening accounts for more than one person who finds a friend of a bank manager and asks them for a "favor".

Don't forget DGM, Ralph is a "consultant". If he is this aggressive on a forum imagine what he is like in person...

Well dhoskins, how many times does one have to beat his head against the wall when repsonding to people about known statistical facts and realities in Brazil that have been accumulated and confirmed through organizations such as brazil's own health ministry, the organization for Ibero-American states and the United Nations among numerous others only to get some gringo who's spent a couple two week vacations here and because he wasn't mugged, shot, or had a friend that was killed, tries to paint brazil as "safe".

For those that have no interest in painting a picture of the true reality here, what it's like to live, day to day, the good points as well as the negative ones, well, you'll find a LOT of company here in Brazil to sit and talk about what a paradise this is sitting on the beach, sipping your caipirinha's and looking at the bundona's. If that's someone's only interest in brazil, you'll find it 24/7, if you come here to invest, live, possibly start a business, the reality is quite different.

 

[RalphJ]

Hi Deb, Yes that sounds like all socialist democracies the world over, hey lets not be mean, all governments the world over. But is there a desire for this to happen coming soon, or are they going to continue ignoring these new property owning stakeholders in their economy.

It doesn't appear that anything is in the works brackenhoe. Once again, these new regulations were just put in place 3 years ago in an attempt to curb money laundering.

Last year they did make an exception that if someone is working for a company here than he can show his "Carteira de Trabalho e Previdência Social (CTPS)" and open an account. But he must be working here, in brazil, and being paid here in Brazil as well as the employer must be paying brazilian social security tax, or INSS on the foreign employees wages. This is a problem for many foreign workers here as they receive their paychecks back in their home country and their employers pays ss taxes there as well. This is the case for the vast majority in the petroleum industry, for example.

Estrangeiros poderão abrir conta corrente com CTPS
Extraído de: Academia Brasileira de Direito - 09 de Maio de 2008

IV Reunião Ordinária do Conselho Nacional de Imigração discute situações trabalhistas de estrangeiros no país e de brasileiros no exterior

Brasília, 09/05/2008 - Apesar de estarem em situação migratória regular, muitos imigrantes que não possuem Cédula de Identidade de Estrangeiro (CIE) são impedidos de abrir contas bancárias. Entendendo essa dificuldade, o Conselho Nacional de Imigração conseguiu com a Federação Brasileira de Bancos garantir a viabilidade da utilização da Carteira de Trabalho e Previdência Social (CTPS) para validar a abertura de conta bancária. A novidade, que foi anunciada na IV Reunião Ordinária do (CNIg).

 

[RalphJ]

Now did I say that it's IMPOSSIBLE? er Yes MJR you did an extract from one of your posts "Reality is a foreigner, without a permanent visa or RNE number, can't open a bank account in Brazil."

maybe you should read your own posts before you spout your miss-information.

Read my posts - I have never said it is easy and any foreigner can get a bank account.

Maybe you should read yours a little more thoroughly....

If you have links with a Brasil national, fiancee, wife etc then it is straight forward to get a bank account. I have one with Banco do Brasil and pay money into it regularly from the UK and use it when I am in Brasil.

:stoned:

 

[DGM42]

Don't forget DGM, Ralph is a "consultant". If he is this aggressive on a forum imagine what he is like in person...:laugh:

Ha Ha yes right there DH :laugh:
Seems like sour grapes and whinning to me, doesn't like the fact his own miss-information has caught him out, rather than admit it he will spend hours trying to convince and argue he is right (maybe we will get some more stats) - never mind I'm sure we will all get over it.

 

[dhoskings]

I don't think I ever said any of those things Ralph, but you can just keep making assumptions if you like on what I have or haven't done.

Anyway, I am sorry to hear that your business failed, but the hardest thing with business failure is to accept that it was your fault and move on, not the fault of everyone else.....

Well dhoskins, how many times does one have to beat his head against the wall when repsonding to people about known statistical facts and realities in Brazil that have been accumulated and confirmed through organizations such as brazil's own health ministry, the organization for Ibero-American states and the United Nations among numerous others only to get some gringo who's spent a couple two week vacations here and because he wasn't mugged, shot, or had a friend that was killed, tries to paint brazil as "safe".

For those that have no interest in painting a picture of the true reality here, what it's like to live, day to day, the good points as well as the negative ones, well, you'll find a LOT of company here in Brazil to sit and talk about what a paradise this is sitting on the beach, sipping your caipirinha's and looking at the bundona's. If that's someone's only interest in brazil, you'll find it 24/7, if you come here to invest, live, possibly start a business, the reality is quite different.

 

[RalphJ]

I don't think I ever said any of those things Ralph, but you can just keep making assumptions if you like on what I have or haven't done.

Anyway, I am sorry to hear that your business failed, but the hardest thing with business failure is to accept that it was your fault and move on, not the fault of everyone else.....

Buddy, we've accepted that 2 years ago. We're moving on, believe me. This property of ours has just been sold although I'll still be living in it until at least november.

Invest Safely in Brazil With MJR


And now we've only got our beachfront land to go.

And you're spot-on about one thing, it was our fault for investing in brazil and believing that the people and governement agencies here would actually be interested in foreign investment, bringing foreigners to this area, and creating jobs and generating/paying taxes. Well, their happy when we pay taxes, but they couldn't care less about everything else. Matter of fact one will run into quite a bit of xenophobia here.

I can tell you, and introduce you to, at LEAST 5 dozen foreign investors in brazil that you can contact today and they'll tell you, "Ralph warned us about these realities, but we wanted to buy anyway." And then many of them have said, and I'm paraphrasing, "our brazilian dream has became a nightmare." Naturally I've tried to sell brazil, and have helped numerous in their quest, but I've given them the bad along with the good. That way when something bad does happen they can't say that they weren't informed and that the person that helped them misrepresented the place.

Now, is it like that for everyone....no, it isn't. I know a handful that have invested, haven't gotten rooked or any crimes committed against them, and their relatively happy. But those that are on the other side of that fence are NUMEROUS.

It's nice when someone is realistically informed, wouldn't you agree? Especially here in Brazil, where people will tell you, "hey, it's like this", and there can even be laws and regulations saying that you can do A,B, and C. But in reality it's not the case.

As far as what you said or didn't say, you were the one that was refuting the statistics or the fact that the trend in brazil is that it's becoming more dangerous rather than less....weren't you?

 

[RalphJ]

Ha Ha yes right there DH :laugh:
Seems like sour grapes and whinning to me, doesn't like the fact his own miss-information has caught him out, rather than admit it he will spend hours trying to convince and argue he is right (maybe we will get some more stats) - never mind I'm sure we will all get over it.

Refer to post #44.


I could simply cut and paste your boldened post above in response.


:laugh:

 

[DGM42]

I am a foreigner living in Brazil and I have a bank account and I know other foreigners not living here who have bank accounts. It's not easy to open one, but it's not impossible.

Cheers,
_________________________
NS

MJR - as you like quoting extracts of peoples quotes.
I guess you must have missed this one.
Seems I am not the exception after all.
Ah the joy of mis-information
Sorry I haven't got any stats for you.

Quote:
Originally Posted by DGM42
If you have links with a Brasil national, fiancee, wife etc then it is straight forward to get a bank account. I have one with Banco do Brasil and pay money into it regularly from the UK and use it when I am in Brasil.

Yes I posted that and it is true fact, although we all know "straight forward" in Brasil means difficult in other countries

 

[RalphJ]

MJR - as you like quoting extracts of peoples quotes.
I guess you must have missed this one.
Seems I am not the exception after all.
Ah the joy of mis-information
Sorry I haven't got any stats for you.

Quote:
Originally Posted by DGM42
If you have links with a Brasil national, fiancee, wife etc then it is straight forward to get a bank account. I have one with Banco do Brasil and pay money into it regularly from the UK and use it when I am in Brasil.

Yes I posted that and it is true fact, although we all know "straight forward" in Brasil means difficult in other countries

Quite a difference in Mr.Vibe saying that it's "not impossible" and you saying that if one has a "link" with a brazilian national then it's "straight forward".

And now you're trying to say that "straight forward" means something different in brazil than the rest of the world??

And that we "all know that"!!!!

Well, thanks for that DG, you just gave me the best laugh I'm sure I'll have all day!!!

:smokin:

 

[RalphJ]

Yes I posted that and it is true fact, although we all know "straight forward" in Brasil means difficult in other countries

You better alert dictionary.com

straight·for·ward (strāt-fôr'wərd)
adj.

2.
2. Free from ambiguity or pretense; plain and open.

adv. In a direct course or an honest manner.

If you have dual nationality and a CPF you should have no problems, I have one with Banco do Brasil and I am a UK national with a Brasilina fiancee. You may need a declaration of Residence while in Brasil, that is what I did and get it stamped at the local govenment office and opened an account with no problems.

First, if one is a dual national that means he is Brazilian, hence they have no problems whatsoever opening an account as they are a brazilian national and have a RG number.

Second, "straight forward", which means, "honest manner", and you basically got a document saying that you have a residence in brazil when it's where your fiancé lives? That's called document falsification, yet another area where Brazil is the world leader.

Yes, very straightforward DG!!

 

[DGM42]

Quite a difference in Mr.Vibe saying that it's "not impossible" and you saying that if one has a "link" with a brazilian national then it's "straight forward".

And now you're trying to say that "straight forward" means something different in brazil than the rest of the world??

And that we "all know that"!!!!

Well, thanks for that DG, you just gave me the best laugh I'm sure I'll have all day!!!

:smokin:

Oh MJR you really make me laugh
I stand by that post, it is straight forward, not as easy as in the UK but straight forward yes. Whatever you do in Brasil is more beaurocratic we all know that, but the fact remains that foreigners can open bank accountants in Brasil. - you said they can't.
You are now trying to wriggle out of your mis-information with symantics.
You sound like my ex wife, say something wrong and then cannot admit you have made a mistake but look at anyway you can try and justify it. Sorry but you have been caught out a 100% statistic.

We can go on allday with this, the fact is you are wrong and are not man enough to admit your mistakes, no wonder why you had so many problems in Brasil :stupido:

 

[RalphJ]

Oh MJR you really make me laugh
I stand by that post, it is straight forward, not as easy as in the UK but straight forward yes. Whatever you do in Brasil is more beaurocratic we all know that, but the fact remains that foreigners can open bank accountants in Brasil. - you said they can't.
You are now trying to wriggle out of your mis-information with symantics.
You sound like my ex wife, say something wrong and then cannot admit you have made a mistake but look at anyway you can try and justify it. Sorry but you have been caught out a 100% statistic.

We can go on allday with this, the fact is you are wrong and are not man enough to admit your mistakes, no wonder why you had so many problems in Brasil :stupido:

Refer to post #51.

And one good thing about internet forums is that everything is in writing and it's all here for everyone to see.

It's easy to see who's either been 1.) dishonest or 2.) not familiar with the reality on the ground here.

And everyone knows that "straightforward" means difficult in brazil!!!

Why didn't you just say "difficult" instead of saying the opposite?:dontknow:

 

[DGM42]

You better alert dictionary.com

straight·for·ward (strāt-fôr'wərd)
adj.

2.
2. Free from ambiguity or pretense; plain and open.

adv. In a direct course or an honest manner.






First, if one is a dual national that means he is Brazilian, hence they have no problems whatsoever opening an account as they are a brazilian national and have a RG number.

Second, "straight forward", which means, "honest manner", and you basically got a document saying that you have a residence in brazil when it's where your fiancé lives? That's called document falsification, yet another area where Brazil is the world leader.

Yes, very straightforward DG!!

Best you read one as well MJR you have made many spelling mistakes - see any tactic to try and divert people from your mistakes.
Misinformation - To provide with incorrect information
Yours is actually more like disinformation - misinformation that is deliberately disseminated in order to influence or confuse rivals

I have broken no laws in Brasil
This is open to all, stamped by the local government office, which states that my Fiancee's address is my official (or whatever word you want to use) residence when in Brasil. Look at the word WHEN - my residence WHEN in Brasil.
It DOES NOT say I live in Brasil permanantly or all the time but WHEN in Brasil.
So once again you are wrong and of course you won't admit that either.
Wow you moan at others for mis-information and most of it lately has come from you.

 

[RalphJ]

What in the world does spelling mistakes have to do with the price of tea in china?:dontknow:


A declaration of residence DG means that one has a RESIDENCE in Brazil. That means he is a homeowner or renter. And if you understood portuguese and read the document you would see that it states that.

It does NOT mean that one has a girlfriend in brazil or some other brazilian acquaintence and lives in THEIR residence while visiting brazil.

Believe me, I've dealt with dozens of these "proof of residences".

Don't worry DG, it's no big deal. EVERYTHING is possible in Brazil. It's called "jeitinho". :beer:

 

[DGM42]

Refer to post #51.

And one good thing about internet forums is that everything is in writing and it's all here for everyone to see.

It's easy to see who's either been 1.) dishonest or 2.) not familiar with the reality on the ground here.

And everyone knows that "straightforward" means difficult in brazil!!!

Why didn't you just say "difficult" instead of saying the opposite?:dontknow:

Yes it was straight forward to open a bank account in Brasil
The process is different from UK.
Brasils rules are different to other countries and vice versa all the processes in each country are "straight forward" you follow the process, just the process can be more laborious in some countries than others.
You are moaning how hard it is in Brasil to get permissions, licenses etc, but a straight forward process all the same albeit laborous. I am sure JMBroad can verity this.

You keep trying to take the heat away from yourself by grasping at anything to take away the fact YOU ARE WRONG about accounts in Brasil, admit it.
No doubt you will look at some thing else to try and deflect your misinformation, but it will still be there a True fact

 

[JMBroad]

Ok......

So can we all agree that:

While it is oficially possible for a non-resident in Brazil to open a bank account, more often than not it proves to be extremely difficult to actually put into practice.

Generally speaking non-residents in Brazil are not able to open bank accounts in Brazil however on exception it is possible.

Does that make everyone happy?

Because I don't think the horse is tired... I have the feeling it's :goodnight:

 

[RalphJ]

Ok......

So can we all agree that:

While it is oficially possible for a non-resident in Brazil to open a bank account, more often than not it proves to be extremely difficult to actually put into practice.

Generally speaking non-residents in Brazil are not able to open bank accounts in Brazil however on exception it is possible.

Does that make everyone happy?

Because I don't think the horse is tired... I have the feeling it's :goodnight:

Thanks JM, I was hoping someone would come in here and confirm the reality on the ground. It's certainly not a "straight forward" process, wouldn't you agree?

Also, would you say that getting planning permissions and everything that entails is a "straight forward" process?

I don't know why I even have to ask these questions to attempt to prove something to someone that obviously has very little experience, if any at all, in investing in brazil not even mentioning getting approvals for beachfront building developments.

 

[DGM42]

What in the world does spelling mistakes have to do with the price of tea in china?:dontknow:


A declaration of residence DG means that one has a RESIDENCE in Brazil. That means he is a homeowner or renter. And if you understood portuguese and read the document you would see that it states that.

It does NOT mean that one has a girlfriend in brazil or some other brazilian acquaintence and lives in THEIR residence while visiting brazil.

Believe me, I've dealt with dozens of these "proof of residences".

Don't worry DG, it's no big deal. EVERYTHING is possible in Brazil. It's called "jeitinho". :beer:

Oh so now you are a lawyer and you have read mine have you :laugh:
I do understand portuguese, granted it is my second language and I am not 100%fluent, but that has nothing to do with it.,
The fact is you are wrong and still trying to wriggle out of admitting it.
What are you going to pick on next so you won't have to admit you are wrong.

 

[RalphJ]

Oh so now you are a lawyer and you have read mine have you :laugh:
I do understand portuguese, granted it is my second language and I am not 100%fluent, but that has nothing to do with it.,
The fact is you are wrong and still trying to wriggle out of admitting it.
What are you going to pick on next so you won't have to admit you are wrong.

You've already shown here that you have twisted and torted your words and even gone so far to say that a phrase that you stated means the opposite when referring to Brazil!

And no, I'm not a lawyer, but we had a total of 3 working for us and I still do have 2 and am VERY familiar with the law in this country and what documents foreigners are required to open bank accounts and invest here.

I don't believe what you're saying. Cartorio's here in Brazil do not give someone a declaration of residence stating that a person lives in someone else's house while in brazil. I'm not saying that you don't have the document, I'm saying that it does not say what you've stated it says.

A document as such would carry no weight with anyone here, banks included, and would never be asked to be procured.