I would like to draw upon the wisdom of the forum once again. I have this plan. Im thinking I'll take a personal loan from the bank and use it as a downpayment on an offplan chunk of property. Make a couple payments, and flip it after 2 months or so. Its risky, if I cant sell, I'll get stuck with the payments and I'll be on a rice only diet for a while. If it works though I'll have some money to play with, I can get the ball rolling, finally be able to make a down payment on a finished property and stop renting. If it were your money, where would you buy? what would you buy? Why would (or wouldn't) you buy? You may have seen a few of my other hypotheticals on the forum. It really sucks seeing everyone playing ball and not having the means to get a peice of the action.