Mortgage with bad credit



New Member
I'm just looking for some advice! Me and my partner are looking to buy a house in the next few years. For the next 12 months we're going to paying debts off, then we aim to save for 2 years (roughly between £1000 - 1500 per month) We both have very poor credit which we aim to Improve over the next year by becoming debt free. We understand we most likely have to get a mortgage from a lender that isn't on the High Street. Can anyone offer any advice to you us? Are we likely to be successful with our plan? TIA.


New Member
I agree you want to stay debt free ahead of this big step. I had to consolidate my debt to get my credit rating improved for a proper mortgage rate. I used (moderated)
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