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Do you use mortgage brokers?

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realdeals

Active Member
The world of mortgages is becoming more and more competitive and there are literally thousands of offers out there. However, it would appear that mortgage brokers are able to negotiate terms which are not in the public domain and offer significant potential savings. Should we be considering mortgage brokers?
 
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jodietpfc

New Member
Yes, I use (moderated. Could be crafty advertising) Really knows his stuff
 
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R

realdeals

Active Member
It's a shame that the above user looking at some "crafty advertising" as this is a subject which will become ever more important in the weeks and months ahead. Is it worth the additional commission to find the best deals?
 
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jodietpfc

New Member
It was a genuine recommendation shame it was revoked. I think it is worth the additional commission yes as they take the leg work out of it for you
 
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Longterminvestor

Administrator
In theory, the best mortgage brokers should be able to pay for themselves. There are so many specialists out there at the moment that it is difficult for somebody not in the industry to find the best deal. I for one would use a mortgage broker in the future when looking to secure funding.
 
S

SunnyArms

New Member
Yes! I definitely think that asking for mortgage quotes through mortgage brokers is favorable for borrowers. As you said, mortgage brokers can negotiate for better deals, which gives borrowers more options to choose from to fit their financial situation. Take a look at this site, for example, they provide both low-ratio and high-ratio mortgage options to cater to more borrowers with different financial capabilities as a low-ratio mortgage requires a 20% down payment which not everybody could afford. Having a high-ratio mortgage gives borrowers the option to make a lower down payment (around 5%-10%) which helps them secure a property even if they don't have enough budget to pay for a hefty 20% DP.
 
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bernetec

New Member
Yes, I had to ask for their help once. After all, such a specialist can provide comprehensive support in the process of buying real estate on credit, which reduces the likelihood of difficulties at any stage of the contract.
 
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MechJony

Member
In our difficult times, it`s very difficult to dare to entrust your money anyone. But sometimes situations oblige. Yes, professional brokers allow you to do without in-house specialists. You`ll have to pay for additional services, but few can be persuaded by free service today. A high level of quality service is only possible with a commensurate fee. After searching for reviews and comparing different companies, I went to www.badcredit-mortgage.co.uk. They really helped me. Besides, it`s worth bearing in mind the existence of open blacklists of brokers who are recognized as frauds.
 
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GavnaDafna

New Member
Well, I think yes. Getting a professional opinion and help before deciding one of the longest and most important decisions of your life seems crucial to me. So I’m looking for a mortgage advisor now and think maybe I should go to Mortgage Broker Cardiff. The site says they’ve got many years of experience and have dealt with many hard cases (mine is actually not the best). I need a construction loan to start developing my own business. I hope this advisor will find some good options for me. What do you guys think?
 
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