Do housing association shared ownership deals work?

Discussion in 'General Property Investment Discussion' started by realdeals, Mar 11, 2018.

  1. realdeals

    realdeals Active Member

    While many people have used housing association shared ownership deals to climb on the property ladder to buy their dream property, do they work in the longer term?

    As the value of the property rises, so does the cost of buying out the othert party.
  2. Longterminvestor

    Longterminvestor Administrator

    An interesting question - great way to get onto the property ladder but if the buy out value of the share you dont own goes up and up with the house price then it could be out of your reach forever. Where do you stand if the housing association closed or changed hands?
  3. realdeals

    realdeals Active Member

    Interesting point about housing associations changing hands as many have done over the years. What if the housing association was forced to liquidate its assets, could this lead to an aggressive unwelcome investor being added to the mix?
  4. FWL

    FWL Member

    I suppose it is either a case of renting for the rest of your life and having no equity in a property or owning at least partial equity in your home. Do these arrangements offer a buyout facility if you wish to leave the property?

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