R
richakn
New Member
Hi,
My wife and I are considering a move back to the US (she is American, I am English) in the future and I wondered if anyone had any idea on how easy it is to obtain a respectable (rate wise) mortgage with limited credit history.
I have a SS no and lived in NYC for 3 years and so I have some credit built up but nothing substantial. My wife has good credit.
We would have a combined income of $200-$220k a year and would be looking to borrow around $600k (On a property of $800k (ish) , so around a 75% LTV)
How feasible is this with a limited credit history?
I am a HSBC customer in both the UK and USA, so not sure if this will help
Any thoughts welcomed
Rich
My wife and I are considering a move back to the US (she is American, I am English) in the future and I wondered if anyone had any idea on how easy it is to obtain a respectable (rate wise) mortgage with limited credit history.
I have a SS no and lived in NYC for 3 years and so I have some credit built up but nothing substantial. My wife has good credit.
We would have a combined income of $200-$220k a year and would be looking to borrow around $600k (On a property of $800k (ish) , so around a 75% LTV)
How feasible is this with a limited credit history?
I am a HSBC customer in both the UK and USA, so not sure if this will help
Any thoughts welcomed
Rich