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Buy to Let Advice Needed

T

toltec

New Member
Could anyone tell me what the optimum LTV for a house I let to be?

I could cash buy the house outright, then get 100% of the rent but then be dependent on house prices rising to make any money.

Or would getting a mortgage with with a 25% to 90% LTV and let the tenants pay off my mortgage be better.

What is the optimum percentage top own?

Also as a 2nd thought, would getting 2 properties with 50% LTVs be better than owning 100% of one?

Cheers
 
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