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  1. R

    0 hour contract and borrowing more money

    Thankyou for your reply. They did refuse me back in march as I had missed 2 credit card payments but I have got my credit rating from a band F to a band A the best you can get. Which shes very happy with. It seems harsh to me too considering I'm already eith Halifax for my current mortgage
  2. R

    0 hour contract and borrowing more money

    Hi everyone after some advice. So today I went to meet with my current mortgage lender Halifax. I've been with them 3 years now. Me and my partner want to borrow more money and buy a new home together. Credit checks etc all fine but she said because I'm in a 0 hour contract we may get declined...
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