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    Buying a property with extensions

    You should confirm that all work has been carried-out in-line with building regulations and planning permission. Also find out the percentage (if any) of the whole property that is flat-roofed. This can affect you being able to obtain a mortgage.
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    Transfering mortgage and homes with daughter

    Thank you. People seem opposed to paying a mortgage adviser when the reality is, many would benefit and save money by doing so, even if they have to pay a broker fee. I also didn't realise that this site had a 'resident' adviser. So I will refrain from offering any more free advice.
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    Transfering mortgage and homes with daughter

    The issues are that the involved mortgage companies would want their own property valuations carried-out and to conduct credit searches/scoring on the individuals, thus essentially applying for new mortgages. Plus solicitors' fees would need to be paid for the transfers. You would be better-off...
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    Transfering mortgage and homes with daughter

    Hi It's not quite that simple. A mortgage offer takes into account the individual/s plus the property. A property type that is acceptable to one lender, may not be acceptable to another. Is it a buy-to-let mortgage that you have? If so, many BTL lenders are not happy with a property being...
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    End of mortgage term??

    Hi Danielle There are may buy-to-let lenders who will lend to you well past the age of 70. But the merits of this should be considered on an individual basis. It also gets a bit more complicated the more investment properties that you purchase as you can be considered a portfolio landlord...
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