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Thank you jem for responding. The houses will be for buy to let and to generate me a income and hopefully increase in value over time . Having 100k sat in the bank is earning me £0 ! Any ideas or help please ?

HI I have £100,000 cash and want to invest it in to a house or 2 houses to generate a income and hopefully get some capital gain . To be honest I’ve tried to get buy to let mortgage but I’ve had to take out a pay day loan 6 months ago! Not good i know . Think the best way is to buy the houses...