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Great reply Nicholas, spot on. HPI, which we have seen year in year out should counter inflation. Its not a cash flow investment, its a mid to long term investment. Apart from the initial outlay, its a pretty risk free investment.

Morning, I've just joined the forum and thought i'd test the water. I wanted to find how how many members were familiar with Life Tenancy investments? If it's something you have have heard of, perhaps you could tell me what you know? Anything from anyone would be really helpful. Many thanks...