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    Rules on Tax Breaks

    Have the rules changed regarding tax breaks on second homes?
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    Tax breaks on second homes?

    Have the rules changed regarding tax breaks on second homes?
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    Coronavirus leads to £27 billion in lost property sales!

    This is a very interesting read and an eye-opener:- https://uk.finance.yahoo.com/news/coronavirus-uk-property-market-hit-by-27-bn-loss-230105466.html
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    How has your rental income held up during the coronavirus?

    How has your rental income held up during the coronavirus? While much of the recent focus seems to have been on tenants as opposed to landlords, how has your rental income held up during the coronavirus? People seem to forget that while landlords were given “assistance” this was primarily in...
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    Where do landlords stand with tenant evictions during/post Covid?

    There is no doubt that Covid is not going away and we will likely see a second wave at some point. Even though the government and landlords have been understanding of the situation of tenants, non-payment or reduced payment of rent cannot continue forever. Where do landlords stand with regards...
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    When should you switch to third party property management?

    In the early days, assuming you have time, it makes perfect sense to sell and manage your buy to let investments. However, what is the tipping point when you should be considering third-party property management companies?
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    Do you use mortgage brokers?

    The world of mortgages is becoming more and more competitive and there are literally thousands of offers out there. However, it would appear that mortgage brokers are able to negotiate terms which are not in the public domain and offer significant potential savings. Should we be considering...
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    Have you considered tax planning with your property investments?

    More and more it is becoming essential that those invested in property should do so alongside the most tax efficient vehicles and tax efficient methods. Whether looking to shield from excessive income tax, capital gains tax or even inheritance tax, it is important to consider tax planning at the...
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    Short-term mortgage rates

    As the Bank of England announced a 0.5% reduction in UK base rates to the previous historic low of 0.25%, there were hopes of a reduction in mortgage rates. Short to medium term mortgage rates as always will be dictated to by the money markets which have tightened of late. The reduction in base...
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    Will property prices fall in the short term?

    At the moment there is no sign of a significant reduction in property prices due in the main to relatively quiet markets as a consequence of the coronavirus. There is obviously a very close link between property prices and economic activity so at some point they will certainly be hit. However...
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    Who will pay rent arrears?

    While the UK government has yet to adopt the Italian policy of suspending mortgage payments this is still a possibility. This then prompt the question, who will pay rent arrears in the UK to private landlords? If, as is certainly possible, the UK does also decide to suspend mortgage payments...
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    Can we expect a V shape bounce in economies?

    As the UK moves closer and closer to lockdown, Spain and Italy close their doors and stock markets look set for another volatile week, should we be expecting a V shaped economic recovery? The idea behind a V shaped recovery is simple, pent-up demand in troubled times will suddenly hit the...
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    Guaranteed and Assured income, what is the difference?

    Can anyone answer this in a straight forward manner :)
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    Is the shift out of London property a long-term change in trend?

    Over the last couple of years we have seen many investors cashing in their London property premium to acquire property in the Midlands and the North of England. While inevitably cash will return to London, is this a long-term change in the historic trend?
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    Should those investing on the back of HS2 be concerned?

    There are growing concerns that HS2 might never happen with the UK government currently reviewing the situation. Should those who have already invested to “benefit” from HS2 be concerned?
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    Would a wood-burning stove improve your home?

    In years gone by the introduction of a wood-burning stove was seen by many as something of a luxury with very little in the way of real value. However, fast forward a few years and emission regulations are tightening, home surveys now require an eco-friendly review and there is a move towards...
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    Has the UK ever really been a major part of the European Union?

    The doom and gloom scenarios peddled by experts suggest that the UK property market could at some point go into freefall. This despite the fact these stories have been published and regurgitated since the referendum in 2016. The fact is that the UK has never been an integral part of the European...
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    Is it time to buy London property?

    With Brexit effectively kicked into the long grass for the moment there were hopes that London property prices would start to stabilise. While there are signs of buyers returning in some areas, it does appear that the grey clouds are still hanging over the capital. However, those who follow the...
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    Private landlords leaving rental market

    There are signs that private landlords are growing sick and tired of the ever increasing tax burden and regulatory paperwork regarding private rental properties. In traditional markets this might lead to a softening prices but it would appear there are major corporations on the sidelines looking...
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    Why Indyref2 won’t hit Scottish property prices

    This week the Scottish government announced plans to hold another Scottish independence referendum within the life of the current Scottish parliament which ends in 2021. However, with support for a referendum in this timescale standing at just 20% it is unlikely to be successful or even occur...
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