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I am new to property investment and have £40k to invest. What type of property or property investment strategy would you suggest for this amount of money?

I have a similar question too, I own a couple of buy to lets and one of my previous tenants left with quite a large sum of rental arrears which took me a while to recover from financially. I'm also concerned about having similar issues with a HMO especially as all bills are inclusive. I don't...