The coronavirus has prompted discussions regarding remote working from home and other services which reduce physical contact. There has even been talk of more investors acquiring property without physically visiting the premises. Is this something you would feel comfortable with? Or are you an...
We seem to be in a constant loop of ever increasing government assistance for homeowners in the UK - as a means of supporting property prices. Brexit and the coronavirus have drained the UK coffers and there is every chance that assistance for homeowners will be reduced and watered down very...
While Brexit negotiations have been headline news for some time, there has been little in the way of comment regarding London financial markets and access to the European Union post Brexit. The truth is that the European Union needs the London financial markets to refinance and roll over...
The coronavirus has highlighted many issues across the UK, one of which is the relatively weak state of the northern economy compared to London and the south of England. Will this result in confidence ebbing away from northern property markets after a relatively active period last year?
I would be interested to hear about your experience of lifetime mortgages or home reversion plans. There is a lot of talk about these two options for older homeowners in the press. What are their pros and cons?
The public house industry in the UK has been decimated as a consequence of Covid-19 and many experts believe that prime sites will come up for sale as more pubs close down. Is it time to take another look at pub properties?
This is a very interesting article:-...
The Nationwide building Society has announced a return to 90% LTV mortgages, is this the right move?
https://www.theguardian.com/business/2020/jul/13/nationwide-to-offer-low-deposit-mortgages-after-stamp-duty-move
News that the Italian government has suspended mortgage repayments is good for home owners and investors but what about financial liquidity in the money markets? Experts say it is only a matter of time before we see the financial collapse of Italy. This could be worse than 2008/9 when the banks...
This is sure to impact bank liquidity and with Italy effectly bankrupt (after the 2008/9 financial crisis) anyways and the EU struggling, who will fill the gaps?
https://www.businessinsider.com/coronavirus-covid-19-italy-mortgage-payments-suspended-during-lockdown-2020-3?r=US&IR=T
There has been intense speculation about the long-term future of the European Union amid rumblings in Italy about leaving the EU and suggestions of serious unrest in the German business sector. As the EU looks set to play hardball with the UK, already ruling out Canadian style free-trade...
Property investment loan notes are seen by many as a safer/hands-off approach to property investment. They have been particularly popular with relatively new property investors but they also have advantages for those looking at a more balanced larger portfolio. Have you looked at property...
Over the last 12 months we have seen a number of London property investors looking to cash in their London real estate chips and acquire “better value” properties in the Midlands and the North of England. Is this just a Brexit led temporary resurgence or are we starting to see a change in...
Many UK property investors have European property exposure with Spain and Portugal of particular interest. However, it looks as though the UK/EU trade talks will be volatile to say the least and with the end of free movement, will this impact European property prices?
On the flipside of the...
While we have become used to extremely low interest rates over the last decade, when did you last consider remortgaging your property? Is there scope to save money with lower base rates?
Just recently many people believed that UK interest rates were at the bottom of the cycle. However, there are rumours this evening that the Bank of England is looking to reduce base rates yet further. Would you consider remortgaging?
There are strong rumours that the Bank of England will reduce UK base rates in the short term, European rates currently stand at 0%. What is the lowest remortgage you have been quoted recently?