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From my perspective, I have yet to see any substantiated credible argument that the UK would be economically better off leaving the EU. For example: if I am a manufacturer with a large proportion of exports into the EU, then it would make sense to shift operations into the EU trading zone or...

Yes at the moment the Euro is very weak thanks to Draghi's actions. But I don't see that having much of a bearing on UK prices if there is a Brexit. At present the PE ratio is the highest it has ever been and continues to climb - especially in London. Mortgage debt although accelerating at the...

Best piece of property advice I received was to go and study economics. Without which I would never have succeeded to the level I have thus far achieved.

Would it not be better to teach finance and investment. Because property investment does not differ from any other asset class. The fundamentals of investment always remain the same.

Predominantly, suggests that there are more renters than owner occupiers. Surely. That's not the case in the UK of you look at census figures and land registry data.

One thing is guaranteed when a market is in bubble territory: everyone talks the market up even further. Property prices in the main rely on access to finance at a reasonable cost. When access is restricted or money becomes more expensive to borrow, demand for finance falls. Which impacts...

Yes plenty. And the figures at the land registry office show that foreign buyers have more or less dried up.

Is the UK property market disconnected from average earnings? What do you mean by disconnected? The price to income ratio in London is now 16+ and approaching 9 in many other parts of the economy. That's not sustainable whatsoever, and can pose a risk the financial stability of the banking...

It doesn't matter what type of property you purchase for buy to let. It's all down to yield. Income. Like any other investment decision, if you are banking on capital appreciation and have little concern for yield, then your decision is speculation. The higher the yield, the less downside risk...

Simple. There'll be a catastrophic fall in prices like the UK has never witnessed.

Whichever yard stick one uses, property prices in the UK and many other European countries are overvalued on an historic basis and can be attributed to The government Help to Buy scheme and low interest rates. As for property auctions vs sourcing property offered by agents? Auctions are only as...

It's not sustainable. Period. A high mortgage as a % of income average, generally signals wider economic implications and should be seen as a leading indicator of problems to come. More concerning however is the banking sector exposure to any rise in non performing loans. As of yet, this is not...