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I agree with above comments. It has become more difficult since December, however I maintain that you can achieve up to 70% non-resident and 80%+ on resident mortgages for rustica property, not only urbano.

Mortgages on rustic property (finca) Hi there, As a non-resident you will be able to obtain a mortgage of up to 70% of the valuation of the property. As a resident 80% plus. FACT. I am a resident and bought a finca with a mortgage equivalent to 80% of the valuation.:) Regards, MPG